It can be confusing these days: do you replace your roof or get a roof repair? Florida insurance laws keep changing. In Daytona Beach, St. Augustine, Flagler Beach, or Edgewater, finding a reliable roofer is very important. Triangle Roofing Ormond Beach can help!
Florida Insurance Laws and Your Roof
In Florida, previous insurance laws stated if repairs were being made to a roof that is more than 25% damaged, the entire roof needed to be replaced. Recent law modifications now state that if a roof is more than 25% damaged but complies with the state’s 2007 building code, it only needs to be repaired. So you may not need a full roof replacement (according to your home insurance) unless you want one.
Although replacing a roof in sections is not ideal, if you file a Florida insurance claim and it is approved it can be done. Here are some of the pros and cons of roof replacement in sections. First the cons of roof repair in sections:
there could be unseen water damage that gets worse with time
there could be underlayment and/or flashing damage
leaks can appear in older sections and get into your attic and home
replacing a damaged section can take longer than installing a new roof
it can be more expensive than a new roof
it could look mismatched which can turn off potential home buyers
Here are some of the pros of roof section repair:
if the roof is asphalt shingles, you may be able to match it
if a roof inspection doesn’t reveal water damage, a small roof patch job might be okay.
replacing individual shingles blown off from high winds may not be a big concern. New shingles can be installed where missing or damaged shingles existed.
Never neglect missing shingles, especially in Florida. A lot of rain can fall in a short time, soaking layers of exposed roof layers.
In general, most roofing is a complete system and should not be split into sections. Patching a large section of a roof may lead to leaks down the road. As your roof ages, the older, original roof may require repairs or replacements, which may lead to bigger expenses down the line.
Get a Professional Roof Inspection
The key is to have a professional roofing company inspect your roof and determine what needs to be done. Check with your insurance company. Whether it is decided to patch, partially replace, or fully replace your roof, ensure the job is done right the first time. Hire the experienced roofing specialists at Triangle Roofing. Contact Joe today for your free estimate at 386-673-6600.